Social Security Income (SSI) is intended to be a retirement plan, but as it stands, it is inefficient and ineffective. It continues to rob the younger workforce while providing insufficient funds to the retired population.

Currently everyone pays between 6.2% to 12.4% of all wages into social security. On SSI, the recipient gets an average of $1,539.68 per month, according to the Social Security Administration (SSA). The maximum income amount is $3,345 per month.

It is failing and we can do better. By replacing Supplemental Security Income (SSI) with Universal Basic Income (UBI), all Americans, including the retired population will live more comfortably. All without eliminating Supplemental Security Disability Income (SSDI). from those who need it.